Digital Dollars on XRPL

Stablecoins built for value that moves.

Stablecoins are tokenized representations of fiat currency designed to maintain a stable value. On XRPL, they provide dollar-denominated settlement, trading liquidity, payments, treasury movement, and a bridge between traditional finance and onchain markets.

USD-backed XRPL-native issuance 24/7 settlement

XRPL Stablecoins

Official issuer and ledger information

RLUSD

Ripple USD

Ripple USD is designed to maintain a constant value of one US dollar. It is natively issued on XRP Ledger and Ethereum, backed by segregated reserves of cash, U.S. Treasuries, and cash equivalents, and redeemable 1:1 for US dollars subject to issuer terms and eligibility.

XRPL Market Cap Fetching Details Updated hourly from public XRPL data

Issuer: Ripple
Reference Value: 1 US Dollar
Reserve Model: Cash, U.S. Treasuries and cash equivalents
Primary Uses: Payments, settlement, trading pairs and treasury flows

Currency Code 524C555344000000000000000000000000000000

Issuer Account rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De

View RLUSD on XRPL Official RLUSD Information

USDC

USD Coin

USDC is a regulated digital dollar issued by Circle and redeemable 1:1 for US dollars. It is fully backed by highly liquid cash and cash-equivalent assets, with monthly reserve attestations, and is natively available on XRPL for payments and financial-market settlement.

XRPL Market Cap Fetching Details Updated hourly from public XRPL data

Issuer: Circle
Reference Value: 1 US Dollar
Reserve Model: Highly liquid cash and cash-equivalent assets
Primary Uses: Payments, dollar access, trading and programmable finance

Currency Code 5553444300000000000000000000000000000000

Issuer Account rGm7WCVp9gb4jZHWTEtGUr4dd74z2XuWhE

View USDC on XRPL Official USDC Information

Why They Matter

Settlement infrastructure for XRPL markets

Dollar stablecoins give XRPL users a familiar unit of account while retaining the ledger’s rapid settlement and native decentralized-exchange functionality. They can serve as quote assets for tokenized markets, payment instruments, treasury assets, and onchain liquidity.

Important Distinction

Stablecoins are a separate RWA category

Dexlocate’s main directory tracks distributed real-world assets that can be traded. Stablecoins are excluded from that directory because they represent redeemable fiat value rather than exposure to a business, security, commodity, fund, or other non-cash asset. They are covered on this dedicated page.